Four ways we keep your trucks legal and covered.

Commercial Auto

For local delivery, service, and work-truck fleets

• Bodily injury & property damage liability
• Physical damage — collision & comprehensive
• Hired and non-owned auto liability
• Uninsured/underinsured motorist coverage
• Medical payments for drivers and passengers

Good fit if: Best for vans, pickups, box trucks, and service vehicles operating within a limited radius.

Motor Carrier & Trucking

For owner-operators and for-hire carriers

• Primary auto liability filed to your MC number
• Physical damage on tractors and trailers
• Non-trucking (bobtail) liability for off-dispatch miles
• General liability for terminal and yard operations
• MCS-90 endorsement and BOC-3 filing handled for you

Good fit if: Best for long-haul, regional, and dedicated-lane carriers running under their own authority.

Cargo Coverage

Protecting freight while it is in your care

• All-risk coverage for freight in transit
• Reefer breakdown coverage for temperature-controlled loads
• Debris removal and pollution cleanup
• Coverage for specialized equipment and flatbed hauls
• Named-peril options to manage premium on lower-risk lanes

Good fit if: Best for carriers hauling freight for others under a bill of lading.

Fleet Programs

For operations scaling past five units

• Consolidated policy across mixed vehicle classes
• Experience-rated pricing using your own loss runs
• Driver qualification file review and safety scoring
• Dedicated renewal analysis 60 days out
• Access to captive and group-rated carrier markets

Good fit if: Best for fleets of 5–200 units looking to stabilize renewal pricing year over year.